Our Terms and Conditions

Licences

Anonymous users and non-subscribers use the site under the TERMS OF USE BY NON-SUBSCRIBERS.

Subscribers and individuals who are members of subscribing organisations access protected content under the SERVICE TERMS.

If you would like permission to use any article on this site in a way not covered by these terms please contact Us.

For more detailed copyright information, please see Copyright Notice

SERVICE TERMS

1. Introduction

1.1 Please note the disclaimer in paragraph 7 and the limitation on liability in paragraph 8.
1.2 If You would like to use any of Our material in a way not covered by these terms, please contact Us.

2. Definitions

You or Your
The person or organisation (including its subsidiaries) entering into this agreement with Us by accepting these terms.

3d, Us, We or Our
3d Investments Limited

Our Website
www.ukregulation.co.uk or any alternative website advised by Us.

Service(s)
Material relating to a service or services on Our website or sent to You by e-mail or by any other means. Service includes any ancillary software supplied by Us

Subscription Fee
The subscription fee for any Service, as specified in the invoice for it.

Subscription Fee Period
The length of time relating to the Subscription Fee, as specified in the invoice for it.

Your organisation's sites
Your organisation's sites which You and We have agreed to be within the ambit of this agreement.

3. Authority

3.1 We authorise You to use each Service for which You pay Us a Subscription Fee.
3.2 This authority extends to everyone You authorise under this agreement. You may so authorise any member of Your organisation provided their principal place of work is one of Your organisation's sites.
3.3 This authority starts when You enter into this agreement and ends
- (a) if the Subscription Fee period expires without Your agreeing to renew this agreement on the terms and Subscription Fee then applying; or
- (b) if this agreement is terminated under paragraph 9.
3.4 The Subscription Fee Period is specified in the Subscription Fee invoice.
3.5 Subscription payment is due within 7 days of commencement of the 12-month subscription period. If payment is not received within 21 days of receiving a valid invoice, 3d reserves the right to restrict access to the Service and/or charge interest at 2% per month or part thereof.
3.6 You undertake that all details You provide to Us for the purpose of subscribing to the Service or otherwise will be correct.

4. Terms of use of the Service

4.1 You may:
- 4.1.1 Search, view, copy and print out material from the Service for Your own use;
- 4.1.2 Make copies and print outs of such material available to others if You reasonably believe they are themselves authorised by Us to use those materials (if in doubt, contact Us to confirm or to obtain permission);
- 4.1.3 Bookmark or link to any part of the Service;
- 4.1.4 Access the Service while away from Your principal place of work, provided Your principal place of work is one of Your organisation's sites.

5. Your Obligations

5.1 You will take reasonable steps to ensure that those You have authorised under sub-paragraph 3.2 above comply with the terms of use of the Service in paragraph 4 above and do not:
- 5.1.1 copy, print out or otherwise reproduce any part of the Service, except as permitted under this agreement or authorised by Us in writing;
- 5.1.2 make any part of the Service available to anyone whose principal place of work is not one of Your organisation's sites, except as permitted under this agreement or authorised by Us in writing;
- 5.1.3 alter any part of the Service; or
- 5.1.4 assign or otherwise dispose of Your or Our rights under this agreement.
5.2 You will take reasonable steps to ensure that nobody accesses the Service using accounts created with Your Username and Password, except those who have been authorised by You under sub-paragraph 3.2 above.
5.3 You will not contest Our intellectual property rights in the Service.
5.4 You are responsible for configuring Your information technology, computer programmes and platform in order to access the Service. Notwithstanding sub-paragraph 6.2 below, You should use Your own virus protection software.

6. Our Obligations

6.1 We will take reasonable steps to ensure that software and data files we supply to You as part of the Service are virus-free.
6.2 We will take reasonable steps to ensure that the Service is continuous and that access to Our Website is not interrupted for more than five working days in any twelve month period by any event in Our control.

7. Disclaimer

We give You no warranty or assurance, except as set out in paragraph 6 above. We declare and You acknowledge that all implied warranties and conditions are excluded to the maximum extent permitted by law. You should note in particular:

7.1 The Service is not intended to constitute a definitive or complete statement of the law on any subject.
7.2 The Service is not intended to constitute legal advice in any specific situation.
7.3 The Service includes archived information and resources, which may be incorrect or out of date.
7.4 The Service and Our means of delivering it may be incompatible with Your software or computer configuration.
7.5 We may change or withdraw part or all of any Service at Our discretion.

8. Liability

8.1 Our liability to You for any loss or damage is limited to damages of an amount equal to the Subscription Fee.
8.2 Under this paragraph, Our liability includes that of Our agents, employees and sub-contractors, You includes any other party claiming through You and loss or damage includes any losses, damages, costs or expenses whatsoever or howsoever arising in connection with the Service, whether under this agreement or other agreement or in consequence of any misrepresentation, misstatement or tortious act or omission, including negligence.
8.3 This paragraph does not affect claims in respect of death or personal injury caused by negligence and does not limit or exclude any liability for fraudulent misrepresentation.

9. Termination

9.1 This agreement will terminate if You or We are in material breach of any of its terms and if the breach is not remedied within the period of twenty working days after written notice of it has been given to the party in breach.
9.2 On termination of this agreement in relation to any Service and subject to the exceptions in sub-paragraph 9.3, You will take reasonable steps to delete that Service and any part of it from Your electronic media, including Your intranet and electronic storage devices.
9.3 You are not required to delete any part of the Service which has indistinguishably merged into Your organisation's know-how. For the avoidance of doubt: You are not required to delete or destroy print-outs or copies from print-outs.
9.4 Should You wish to cancel the service, please inform Us in writing at least thirty days before the end of the Subscription Fee Period. No refund is available for any unused part of the Subscription Fee Period. A Subscription Fee will be payable for each month or part thereof after the end of the Subscription Fee Period until the expiry of thirty days notice by You.

10. Assignment; Third Party Rights; Confidentiality; Entire Agreement; Governing Law

10.1 You may not assign this agreement without Our consent in writing.
10.2 We may assign this agreement having given You thirty days notice of Our intention to do so.
10.3 This agreement is not intended to benefit anyone other than the parties to it and, in particular, no term of this agreement shall be enforceable under the Contracts (Rights of Third Parties) Act 1999 by a third party.
10.4 Each party undertakes that it will not divulge or communicate to any person, except as may be required by law or any legal or regulatory authority, any confidential information concerning the business or affairs of the other party which may have come to its knowledge and each of the parties shall use its reasonable endeavours to prevent the publication or disclosure of any confidential information concerning such matters.
10.5 This agreement, the Subscription Fee invoice and the document in which your organisation's sites are specified, constitute the entire agreement and understanding of the parties and supersede any previous agreement between the parties relating to the subject matter of this agreement. Each of the parties acknowledges and agrees that in entering into this agreement it does not rely on, and shall have no remedy in respect of, any statement, representation, warranty or understanding (whether negligently or innocently made) of any person (whether party to this agreement or not) other than as expressly set out in this agreement. The only remedy available to it for breach of the agreement shall be for breach of contract under the terms of this agreement.
10.6 This agreement is governed by English law and You submit to the non-exclusive jurisdiction of the English courts.

11. Copyright and Monitoring

The contents of the Service are protected by international copyright laws and other intellectual property rights. The owner of these rights is 3d or other third party licensors. All product and company names and logos contained within Our Website or the Service are the trade marks, service marks or trading names of their respective owners, including Us.

12. Linked Web Sites

We make no representations and give no warranties whatsoever about any other web sites which You may access through the Service. When You access any other website You understand that it is independent from Us and that we have no control over the content or availability of that website. In addition, a link to any other website does not mean that we endorse the content or use of such web site. Accordingly, we accept no responsibility for and shall not be liable for the content, or the use of, such a website and shall not be liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any content, goods or services available on or through any other web or resource. Any concerns regarding any external link should be directed to its website administrator or web master.

13. Acceptance

Using the Service is confirmation of Your acceptance of these terms and conditions.

TERMS OF USE BY NON-SUBSCRIBERS

Acceptance of these Terms
By using this web site you agree to these terms and to the disclaimer and limitation of liability below. If you do not agree to these terms please leave the site immediately.

Licence

1. You have a non-exclusive licence to use the materials while they remain on www.ukregulation.co.uk and you may:

Search, view, copy and print out materials for your own use, and for the purposes of any matter or transaction on which you are advising, providing you acknowledge the source of the material
Bookmark any page or link to it so long as the page is presented within our frameset

2. This licence is a personal, non-transferable licence and unless we agree otherwise in writing (email us for permission) you must not:

Make print outs or copies available to anyone else
Modify any materials

3. This licence applies to all materials on the website other than full text materials available by subscription, which are governed by specific licences and which take precedence over this one.

Disclaimer

4. We give you no warranty or assurance about the site. In particular:

Information may be incorrect or out of date, and may not constitute a definitive or complete statement of the law or the legal market in any area.
Materials are not intended to constitute advice in any specific situation.
You should take legal advice in specific situations and conduct your own research into the suitability of firms before appointing them.
All implied warranties and conditions are excluded, to the maximum extent permitted by law.

5. USE THIS SITE AT YOUR OWN RISK. NEITHER 3d AND OUR AGENTS, EMPLOYEES AND SUB-CONTRACTORS SHALL BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY LOSSES OR DAMAGES WHATSOEVER OR HOWSOEVER ARISING IN CONNECTION WITH THIS SITE (WHETHER UNDER THIS LICENCE OR OTHER CONTRACT OR IN CONSEQUENCE OF ANY MISREPRESENTATION, MISSTATEMENT OR TORTIOUS ACT OR OMISSION INCLUDING NEGLIGENCE)

6. This does not affect claims in respect of death or personal injury caused by negligence.

Governing Law

7. These terms are governed by English law and you submit to the non-exclusive jurisdiction of the English courts.

Copyright and Monitoring

The contents of the Service are protected by international copyright laws and other intellectual property rights. The owner of these rights is 3d or other third party licensors. All product and company names and logos contained within www.ukregulation.co.uk are the trade marks, service marks or trading names of their respective owners, including 3d.

Short Copyright Notice

For more detailed copyright information, please see Copyright Notice
Published by 3d Investments. All rights reserved.
FSA material is reproduced under licence:
© Financial Services Authority 2010 All rights reserved.
Text: © 3d Investments Limited 1997-2010
Hypertext links and screen layout: © 3d Investments Limited 2010